外贸函电外贸函电 Unit 11 Insurance Point for attention: As far as foreign trade is concerned, there are various kinds of risks which can be covered under an insurance policy, such as : (一) usual risks : . ( free from particular average ) .(with (particular) average ) ( all risks) (二)general additional risks : . (theft, pilferage & non- delivery) .( rain fresh water damage ) Shortage risk: 短量险 Intermixture & Contamination risks 混杂玷污 Leakage risks : 渗漏险 Clash & Breakage Risks: 碰损破碎险 Taint of Odor Risks : 串味险 Sweating & Heating Damage: 受潮受热险 Hook Damage Risk: 钩损险 Rust Risk: 锈损险 Breakage of Packing Risk 包装破裂险(三) special additional risks : War Risks: 战争险 . (Strikes ,Riots& motion) 罢工、***、民变险 Import Duty Risk :进口关税险 On Deck Risk :仓面险 Rejection Risk :拒收险 Failure to Delivery Risk :交货不到险 Aflatoxin Risk :***险 Survey in Customs Risk :海关检验条款险 Survey at Jetty Risk :码头检验条款险 The purpose of insurance is to provide compensation for those who suffer loss or damage. A contract of insurance ,which is generally made in the form of an insurance policy( certificate ), is one between the insurer and the insured . There are many panies in the world . Lioyd ’s is a anization incorporated in London in 1871. The ( People ’ s Insurance Company of China) established in 1949,is the sole state-owned pany in China. ) The ( People ’ s Insurance Company of China) has its own insurance clauses ,known as CIC (China Insurance Clauses ), which is different from the ICC( Institute Cargo Clauses ) For CIF transactions, we usually effect insurance for 110% of the invoice value against …(risks) as per Ocean Marine Cargo Clauses of the Dated 1 August, ,buyers may request insurance to cover more than 110%. In such circumstance , the extra premium will be for buyer ’ s account. Unit 11 Insurance Letter 1 1. We wish to refer you to our Order for 500 cases of toys ,from which you will see that t
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