金融 7-building societies.ppt

Section 7: Building societies
Introduction to section 7
Building society movement
Other mutual societies
Finance houses
their growth
services
products
Housing Supply System in the UK英国的住房供应体系
The building society movement
Building Societies 住房抵押贷款互助会
A building society is a financial institution, owned by its members, that offers banking and other financial services, especially mortgage lending.
Building society first arose in the 19th century in the United Kingdom, from co-operative savings groups.
Housing Co-operatives  Building  societies
Merchant Bank and wholesale bank
Personal finance个人融资除了银行还有什么
Features of Building Societies基本特点
在英国,Building Societies 是一种合作社性质的金融机构。
Every building society in the UK is a member of the Building Societies Association(BSA).
Building Societies提供银行服务,但不是银行。
Building Societies和零售银行在抵押贷款和存款业务上是互相竞争的关系。
Building Societies的特色业务是housing loan 。
The size of building societies规模和数量
At the start of 2008, there were 59 building societies in the UK, with total assets exceeding £360 billion.
The number of societies in the UK fell by four during 2008 due to a series of mergers by the consequences of the financial crisis of 2007-2009,
Three further mergers took place in 2009, leaving 52 remaining independent societies.
Top ten 住房合作社前十位