在金融全球化背景下提高中国银行业行业核心竞争力研究外文翻译.doc

毕业论文外文翻译
出处: International Journal of Economics and Finance
作者: Jingting Ma
原文:
The Research of Promoting the Chinese Banking Industry petitiveness under the Financial Globalization Background
2. Chinese banking industry development present situation
The recent several years, Chinese petitive power really has been promoted. No matter is the capital sufficiency of capital and the property quality, gains aspects and so on ability and fluidity managed capacity has the distinct improvement. More importantly, the mercial banks established the capital to supplement mechanism and saved use capital idea, established good risk management system which has enabled the property quality to guarantee even enhanced and promoted bank strategy reforming, service reforming and the profit pattern transformation which adaptation environmental variation and customer demand change positively. State-owned bank through reform going on the market reproduction vigor, original joint stock mercial bank to maintain petitive advantage further promotes petitive power through the internal reform, the mercial bank through the dyspepsia property, increases funding expands stock methods and the way and so on alliance, cross region management as well as going on the market, is clear about the management localization, launches petition with each kind mercial bank in many domains. But, mercial petitive power's remarkable enhancement cannot cover the existence question, mainly concentrates in five aspects:
mechanism of pany governs and internal controls not to be still imperfect
Through the bank remanufacture and going on the market, Chinese pany governs has the improvement, but the subject of investment multiplication degree is still somewhat low, authority to keep in balance system validity to be bad, also cannot guarantee the trustee, the supervisor and high level managers assiduous fulfilling duty, also cannot achieve strictly accountability system to the significant dereliction of