SMEs has been China's economy doing a tremendous contribution, we can say the vast majority of our enterprises are attributed to small and medium-sized enterprises, and even small enterprises category. SME development needs financial support to finance this "cancer" has been to impede the progress of the SMEs. Credit guarantee industry is precisely to solve this problem, due to the support of the credit guarantee industry, businesses and lending institutions to establish a good bridge, and corporate finance has e more realistic and convenient.
However, serving the SME credit guarantee industry is also facing problems. Due to the attention of State and Government on the development of small and medium-sized enterprises, the number of guarantee agencies have set up to assist in the development of enterprises, while the security system on the industry yet to be established, making the slow development of this industry, it is difficult to help the development of enterprises. This paper the problems of the SME credit guarantee industry, respectively, imperfect legal system of the security industry, security industry presents growing faster than the relatively small size of guarantee agencies, and low capacity to take risks related to the legal protection of the effectiveness of low analysis, proposed to the government funds to support the industry, the establishment of the professional legal system to solve the problem.