项目贷款调查报告模板(实务).doc

项目贷款调查报告模板(实务)××银行/联社××支行关于××公司申请××万元项目贷款的调查报告声明与保证我们对授信申请人进行了调查,遵循客观性原则完成了本报告的撰写,我们对调查报告及附表所陈述事实和数据的真实性承担责任。申报单位:调查人:A角B角调查日期:目录调查人申明·····················································第一章借款申请人基本情况调查··································一、借款申请人的基本情况·····································二、借款申请人财务状况分析···································三、借款申请人经营情况·······································第二章项目建设概况············································一、项目建设必要性···········································二、项目基本情况·············································三、项目建设合法性···········································四、项目建设条件评价·········································五、工艺技术条件评价·········································六、环境保护·················································七、项目进展情况·············································第三章项目市场分析···········································一、供求分析·················································二、产品竞争力分析···········································第四章投资估算和筹资评估·····································一、项目总投资···············································二、项目资金来源·············································第五章项目财务评估···········································一、项目评估取值依据·········································二、项目财务指标·············································三、不确定性分析·············································第六章项目贷款担保分析·······································一、抵押担保·················································二、其他担保·················································第七章风险与收益分析··········································一、银行收益分析·············································二、主要风险·················································三、风险控制方案·············································第八章调查结论················································第一章借款申请人基本情况调查一、借款申请人概况(一)借款申请人基本情况1、基本情况。主要介绍借款申请人成立时间、注册资本、注册地址、法人代表、经营范围,并以叙述申请人相关证照(营业执照、组织机构代码证、税务登记证<地税、国税>、贷款卡等)的取得情况和有效性(是否按规定办理年审)。2、借款申请人发展沿革。主要介绍借款申请人自成立以来重大发展变化。包括资产规模的扩大、股东和注册资金变更、经营范围拓展以及结算方式的完善和风险防控能力的提升等情况。3、借款申请人的组织管理架构。主要介绍借款申请人