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商业银行管理ROSE7e课后答案chapter04.docx


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CHAPTER4CREATINGANDMANAGINGSERVICEOUTLETS:NEWCHARTERS,BRANCHES,ANDELECTRONICFACILITIESGoalofThisChapter:ThepurposeofthischapteristolearnhownewbanksarecharteredbystateandfederalauthoritiesintheUnitedStates,todeterminewhatmakesagoodsiteforanewbranchoffice,torecognizehowtheroleofbranchofficesischanging,?CharteringNewFinancialServiceInstitutions?PerformaneeofNewBanks?EstablishingFullServiceBranches?In-StoreBranching?EstablishingLimitedServiceFacilities?ATMsandTelephoneCenters?(DeNovo)FinancialInstitutionsEstablishingNewFull-ServiceBranchesSettingUpLimited-. ?petitiveEffectsonServiceOfferingsandServicePricingEstablishingFull-ServiceBranchOffices:ChoosingLocationsandDesigningNewBranchesABCDEFGHAdvantagesofFull-ServiceBranchesTrendsintheDesignofNewBranchesDesirableSitesforNewBranchesExpectedRateofReturnGeographicDiversificationBranchRegulationTheChangingRoleofBranchesIn-StoreBranchingEstablishingandMonitoringAutomatedLimited-ServiceFacilitiesPoint-of-SaleTerminalsAutomatedTellers(ATMs)-

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