中信银行个人贷款合同格式.doc

中信银行个人贷款合同格式
Code No:
借款人（以下简称甲方）：Borrower (hereinafter called Party A):
身份证件名称及号码：ID name and code No: ID card Number
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
贷款人（以下简称乙方）：Lender (hereinafter called Party B):
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
抵押人：Mortgager:
身份证件名称及号码：ID name and code No: ID card Number
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
出质人：Pledger:
身份证件名称及号码：ID name and code No: ID card Number
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
保证人：Guarantor:
身份证件名称及号码：ID name and code No: ID card Number
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
根据中华人民共和国合同法和担保法的相关规定，甲方、乙方和担保方经过协商，就乙方向甲方贷款事宜达成如下合同条款。
According to the relevant laws and regulations of the Contract Laws and
Guarantee Law of the People’s Republic of China, Party A, Party B and the
relevant Guarantor, after reaching agreement through negotiations on the loan to Party B by Party A, hereby enter into this contract.
　　第一条 借款金额Article 1 Amount of Loan
详见本合同第十四条第一款。
The amount of loan is referred to Article under this contract.
　　第二条 借款用途Article 2 Purpose of Loan
详见本合同第十四条第二款。
Purpose of loan for this contract is referred to Article .
　　第三条 借款利率Article 3 Interest of Loan
一、借款利率详见本合同第十四条第三款。
Interest of loan is referred to Article . The interest is calculated from the day releasing loan.
二、本合同履行期间，遇中国人民银行贷款利率调整，借款利率按有关规定调整与执行，乙方将在营业场所对贷款利率调整情况进行公告，不再另行书面通知甲方。
During the term of this loan contract, interest may be changed as prescribed by the People’s Bank of China, Party B is entitled to adjust and implement the interest rate without further notice to Party A.
第四条 借款期限及还款总期数
Article 4 Life of Loan and Total Loan Repayment Terms
一、 借款期限详见本合同第十四条第四款。
Life of loan and total loan repayment terms are referred to Article .
　二、实际借款发放日与本合同约定的日期不一致时，以实际借款发放日为准计算借款期限。
In the event that the actual funds release date