《金融英语听说》Unit5.doc

《金融英语听说》Unit5
Unit 5 Financial Instruments
Short Dialogs
Multiple Choice
Scripts & Answers
Dialog 1
M: I don’t know why the presentation of my check for payment is refused by the paying bank.
W: Let me have a look. Oh, I see. Your check is written in lead pencil. It is not accepted by any bank. You should write it in ink.
M: I see. Thank you very much.
W: And your check has no signature by the writer. It is invalid, I think. It is a false check. Are you the named payee? Where did you get the check? You are kidding, aren’t you?
M: Don’t get mad, I’m kidding. I only want to know how much you’ve learnt about a check.
Question: What do you know about the check mentioned in the conversation? (C)
译文
男： 我不知为什么付款行拒绝了我的支票提示付款。
女： 我看看。哦，我知道了。您的支票是铅笔填写的。没有哪家银行会接受这种
支票。您应该用钢笔填写支票。
男： 我知道了。非常感谢。
女： 还有，您的支票没有签发人的签名。这种支票是无效的。这是一张假支票。
您是支票的收款人吗？你从哪里得到的这张支票？你在开玩笑，对吧？
男： 别生气，我是开玩笑的。我只是想了解有关支票你知道多少。
Dialog 2
W: Did you hear about what happened to Mr. Williams last week?
M: Yes, I’ve heard it. Poor Williams. It is a great loss to him, anyway.
W: Absolutely. 5,000 dollars is not a small amount of money. He should not have issued an open check payable to bearer. Anyone who got it would have the right to present it for payment to the paying bank. It is not the paying bank’s duty to verify the payee’s legal identity.
M: He himself may be to blame for the loss.
Question: What happened to Mr. Williams? (A)
译文
女： 您听说了威廉姆斯先生上周的遭遇吗？
男： 听说了。可怜的威廉姆斯。对他来说这可是个很大的损失。
女： 确实是。5,000 美元可不是一个小数目。他不该签发普通支票给持有人。任
何人得到这张支票，都可以到付款行兑现。付款行没有义务去确认收款人的
身份是否合法。
男： 只能是他自己承担这一损失。
Dialog 3
W: Excuse me, Professor Chen. Could you tell me something about the special crossing? I don’t understand it.
M: No problem. The special crossing is the stamp of the name of the collecting bank on the face of a check, usually made by the collecting bank. The purpose is to inform the paying bank to credit the amount of the check
only to the named bank’s account.
W: So it a