中日中小企业信用担保比较研究.pdf

江苏大学硕士学位论文 ABSTRACT SME is asignificant force ofSocio-economic establishment of SME creditguarantee system forSME toprovide creditsupport forfinancing SMEs to ease one oftheeffective was among thefirst to establish acredit guaranteesystem forSMEs of present,Japan has been in the framework&anization and operation mechanism oftheformationof aunique experience and features,quite 998,China began apilotproject,the credit pany to provide credit support for 0 years of development,has achievedgood results,but alsoexposed serious to draw on theuseful experience ofdeveloped countries,China’S national conditions for theestablishment ofthecreditguaranteesystem forSMEs is aneed toaddress all importantsubject. Based on thebasicproperties ofthecreditguarantee andeconomic theory,based on Japan and China's SME creditguarantee sector development,SMEs fromJapan and China's creditguarantee system parative pared toChina in order to establish and Improve the creditguarantee system for SMEs have enlightenment. This article firstsystematic summary of China’S and Japan’S SME credit guarantee industry and thecharacteristics of the status quo,and policies and anizational structure,running,add credit pensation, supervision and construction ofsociflcreditsystem inareas such as the parison paring theAnalysis found thatChina’Screditguarantee system for selectAichi,Japan andChina,liangsu Province,to carry parative analysis oftheevidenceused toprove thefactthatcreditguarantees have a strong ,with creditguarantees from the relevant government,in collaboration banks,SMEs,credit guarantee agencies inthe fourpoint ofview put forward toimprove our creditguarantee system theneed for the establishment and improvement creditrating mechanism ofthecreditguarantee for small and medium attheprovincial level inorder toimprove the III 江苏大学硕士学位论文 security agencies asthemai