PUBLIC SECTOR IN ITALY - World Bank Group公共部门在意大利,世界银行集团.ppt
PUBLIC SECTOR IN ITALY - World Bank Group公共部门在意大利,世界银行集团 INTRODUCING PUBLIC PAYMENTS IN THE NATIONAL PAYMENT SYSTEM ERIENCE. 5 Process of public payments: an illustration Individuals/ corporations Government Access/delivery channels (use of payment instruments) Financial intermediaries (banks, post offices) Central bank Clearing and settlement arrangements Arrangements for the exchange of payment orders and information Source: Clearing and Settlement Arrangements for Retail Payment in Selected Countries, BIS (2000) Government agency/bureau INTRODUCING PUBLIC PAYMENTS IN THE NATIONAL PAYMENT SYSTEM: THE ITALIAN EXPERIENCE. 6 Bodies involved in the execution of public payments (*) (*) Based on a survey conducted by Banca d’Italia in 2019. INTRODUCING PUBLIC PAYMENTS IN THE NATIONAL PAYMENT SYSTEM: THE ITALIAN EXPERIENCE. 7 Trends in Public Payments Traditionally, the use of paper-based procedures and instruments has been dominant but clear tendency towards migration to electronic systems in all sub-processes of government payments INTRODUCING PUBLIC PAYMENTS IN THE NATIONAL PAYMENT SYSTEM: THE ITALIAN EXPERIENCE. 8 Migration to electronic systems under way (*) Persistence of traditional procedures: - use of cash and postal paper-based instruments (Belgium, Japan); - in some countries legislation still requires the use of paper for issuing instructions related to public payments; - in some countries, clearing and settlement of public payments are based on special procedures (., central bank internal procedures) …… promotion of paperless procedures: - legislation requiring the use of electronic procedures for public payments (2019 DCIA in US); - promotion of electronic tax collection systems in most countries; - increasing use of credit cards in payments to Public Administration (*) Information mainly from “Clearing and Settlement Arrangements for Retail Payment Systems”, BIS (September 2
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