对中小企业融资难问题的几点思考.pdf

天津市财贸管理干部学院学报
JOURNAL OF TIANJIN INSTITUTE OF FINANCIAL MERCIAL MANAGEMENT 第十二卷 2010 年第 1 期
对中小企业融资难问题的几点思考
韩廷波
天津财经大学,天津 300222
[摘要] 融资难一直是困扰中小企业健康发展的重要因素,在政府高度重视,并不断深入探求改善融资环境的同时,
作为重要当事人———中小企业也应正视自身存在的问题。本文就当前由中小企业自身原因造成的融资难问题进行了剖
析,并提出了一些对策和建议,希望中小企业能够通过提升自身素质,与政府和金融机构等各方力量密切配合,共同解决
阻碍其发展的历史难题。
[关键词] 中小企业;融资难;自身作为
[中图分类号] [文献标识码] A [文章编号] 1008-9055(2010)01-0028-02
On the Financing Difficulties of Small and Medium
Enterprises
HAN Ting-bo
(Tianjin University of Finance and Economics, Tianjin 300222)
[Abstract] Financing difficulties have been an important factor affecting the healthy development
of small and medium-sized enterprises. The Government attaches great importance to this problem and
continue to seek to improve the financing environment; while small and medium enterprises should also
face their own problems. In this paper, the author analyzed the current issues caused by the small and
medium-sized enterprises themselves and put forward some countermeasures and proposals in the hope
of enhancing their own qualities to resolve the historical problems to its development in the close
cooperation with the government and financial institutions and other forces.
[Key Words] small and medium-sized enterprises; financing difficulties; own action
融资难一直是困扰中小企业发展的重要因素尤其美低,企业发展受制约
的金融危机在全球引发的经济寒流对我国中小企业的发展我国中小企业一