商业银行管理学习题5.pdf

该【商业银行管理学习题5 】是由【小屁孩】上传分享，文档一共【8】页，该文档可以免费在线阅读，需要了解更多关于【商业银行管理学习题5 】的内容，可以使用淘豆网的站内搜索功能，选择自己适合的文档，以下文字是截取该文章内的部分文字，如需要获得完整电子版，请下载此文档到您的设备，方便您编辑和打印。:..:,includingT-Bills(国库券)andcommercialpaper,areoftencalled_________________becausetheyarethesecondlineofdefensetomeetdemandsforcash满足现金需要的第一道防线Answer:':(n)-::..e,:eTrue/'estatement(e):':Falseloansonabank',BankManagementandFinancialServices,8/e:..去贷款损失准备和未实现的贴现息Answer::(PLL)accountonabank':-lossreservessetasidetocoveraparticularloanorloansexpectedtobeaproblemorpresentthebankwithabove-averageriskareknownasspecificreserves特种准备Answer:-balance-:,:-balance-:,Savings&:TrueMultipleChoiceQuestions:..:A)))Demanddeposits活期存款D)Noninterestcashandduefrombanks现金和同业存款E):?:..A)Theloanandleaselossallowaneeissubtractedfromgrossloan贷款租赁损失准备从贷款总额中扣除B)eissubtractedfromgrossinterestreceivedC)eisaddedtogrossinterestreceivedD)):-ountis:一个与资产相反的账户是A))))):'sbad-debtreserve坏账准备,asreportedonitsbalaneesheet,isealled:A)UnearnedineomeordiseountB)AllowaneeforpossibleloanlossesC)Intangibleassets无形资产D)Customerliabilityonaeeeptanees客户承兑负债E)NoneoftheaboveAnswer:B:..(mainlyfederal,state,andloealgovernmentobligations)thevalueoftheseseeuritiesisusuallyreeordedinwhataeeountonabank'sReportofCondition?A)InvestmentSeeuritiesB)TaxableandTax-ExemptSeeurities免税债券C)TradingAeeountSeeuritiesD)SeeondaryReservesE)NoneoftheaboveAnswer:'sReportofIneomeisealled:ProfitMarginInterestIneomeIneomeAfterProvisionforPossibleLoanLossesD)IneomeorLossBeforeIneomeTaxesNoninterestIneomeAnswer::mitmentfeesonloans贷款承诺费Rose/Hudgins,BankManagementandFinaneialServiees,8/e:..B)e手续费收入C)e补充收入D)Noninterestmargin非利息收入E):'stemporarylendingofexcessreservestootherbanksislabeledonthebalancesheetas:A)FedFundsPurchasedB)FedFundsSoldC)MoneyMarketDepositsD)SecuritiesPurchasedforResale逆回购E)NoneoftheaboveAnswer:'sprimaryreserves?第一准备A)Cashanddepositsduefrombank现金和同业存款B)InvestmentsecuritiesC)ountsecuritiesD)FedfundssoldE)NoneoftheaboveAnswer:'sbalancesheet?:..A)SecuritiesB)CashC)LoansD)BankPremises银行固定资产E)NoneoftheaboveAnswer:C\