农民资金互助组织内生机制分析.docx

mechanisms of farmer’s mutual anization. Chapter VI is results and analysis, including summary and analysis of the results. Chapter VII is conclusions and instructions. Summarized the main conclusions of this article, and note a few issues.
The endogenous mechanism of farmer mutual funds contains many aspects, such as generation mechanism, participation mechanism, petition, etc. The paper mainly analyzes mechanism of generation, participation and operation. The perspective of this paper is divided into macro and micro. In macro analysis, the paper studies the generation mechanism of farmer mutual funds by institutional economic theory. In micro perspective, based on cognitive psychology and experience, the article constructed model of endogenous mechanism for farmer mutual funds, studied generation mechanism, participation mechanism and management structure based on two sides’ game for farmer mutual funds. There are three main conclusions of this article. Firstly, in this stage, Chinese farmer is not “rational peasant”, the paper suggested that “moral peasant” hypothesis rightly characterized the choice of peasants. Secondly, the generation of farmer mutual funds is inherent institutional rationality, which produced by the rural financial system supply can not meet the demand. Finally, the generation of farmer mutual funds is a multi-game process. Core number and ordinary number owned different impact. There is also a mutual game process between them. The result of game is the management structure or performance about farmer mutual funds. The management structure is based on the capacity (knowledge) and relationships (identity). The article also points out defects, such as the variables determination, the choice of measurement methods and the focus of study, and so on.
Keywords: Farmer Mutual Funds Endogenous Mechanism Institutional Analysis Multi-game
第一章 绪论
一、研究背景与问题
中国农村经济改革已经进入了新的阶段。一家一户式的分散经营已经基本解决了生存问题,然而进一步的发展却面临资金、技术、人力资本等的瓶颈约束。资金问题是如此直接和根本,以至于阻碍了技术、人力资