我国外汇储备风险及应对措施.doc

我国外汇储备风险及应对措施.doc: .
我国外汇储备风险及应对措施
摘要:我W外汇储备资产作为一项重要战略资源,近年来保持了较高的增K率。但外汇储备的巨额增加会带来宏观经济过热的压力,不利于我国国民经济的持续、稳定、健康发展。因此本文从我国外汇储备现状、外汇储备过高风险以及应对措施三方面进行分析。如何何对巨额外汇储备进行宥效管理,是我国目前面临的一项重大课题。
Abstract: As an important strategic resource of our country , foreign exchange reserve assets, in recent years , maintains a high growth rate. But the foreign exchange reserves increased will bring huge economic overheating pressures and it is not conducive to the sustained, stable, healthy development of national economy in China. Therefore, this essay carries on the analysis from our current foreign exchange reserves, foreign exchange reserves are too high risks and measures three aspects. How to effectively manage the huge foreign exchange reserves, is a major issue faced by our country.
关键同:外汇储备风险外汇储备现状外汇储备调整
Key word: The risk of foreign exchange reserves Foreign exchange reserve status Foreign exchange reserve adjustment
外汇储备是一同货m当局持宥的对外流动性资产,是一个岡家岡际清偿力的重耍组成部分,同时对于W际收支、稳定汇率有重耍影响。狭义而言,外汇储备是指一个W家的外汇积累;广义而言,外汇储备是指以外汇计价的资产,拈现钞、黄金、国外有价证券等。外汇储备的作用是多方面的:当汇率出现波动吋, 利用外汇储备进行市场干预,可以稳定本币汇率;当国PJ经济供需不平衡。比如总供给小于总需求时,可以利用外汇储备进u,从而调节供需关系;当岡际收支出现逆差时,利用外汇可以促进M际收支的平衡,保证对外支付;外汇储备可以增强综合W力,抵抗金融风险。因此,外汇储备是保证一国经济稳定的重要因素, 特别是在经济全球化不断发展的今天,一国竞价贸易受到其他国家的影响,外汇储备更加重要。扩人外汇储备的规模,是我国综合经济实力堉强的重要表现,M 时对岡内金融市场稳定、维护人民m汇率发挥重耍作用。此外外汇储备是衡量我 W对外经济是杏乎衡的一个重耍宏观经济指标,而且外汇储备并不是越多越好, 要