3QUESTIONSRAISEDHOWTODEFINEA“WELLREGULATEDMARKET”?WHATRELEVANCEAPRICE/EARNINGSRATIO?IFINSTITUTIONALFUNDSAREASTABILISINGFACTORFORTHESTOCKMARKET,WHYAREDEVELOPEDMARKETSSOVOLATILE?HOWTODEFINEA“WELLREGULATEDMARKET”?TheFinancialMarketsareDynamicBusinessis“Proactive”ButRegulatorsare“Reactive”not“mercialBanksConflictofInterest?ConflictofInterestWhoistheclient?WhoaretheFinancialPolicemanResponsibleto?CanRegulationbeProtectwithFinancialPolicemenbeingProactive?INVESTORSInstitutionalPrivatePensionsInsuranceMutualFundsInvestors’Confidence=Investors’EducationConfidenceEducationInvestors
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