我国医疗保险现状和对策的分析.doc

专业资料参考首选山西师范大学现代文理学院本科毕业论文我国医疗保险现状与对策的分析姓名焦竹青专业财务管理( 双学位) 班级英语 0805 班学号 0890030531 指导教师高文军成绩答辩日期山西师范大学现代文理学院二○一一年六月 2 论文题目:我国医疗保险现状与对策的分析内容摘要“看病贵”和“看病难”成为当今百姓最高的呼声。所谓“看病贵”,意味着医疗费用的超长快速增长,超过了民众收入的增长, 我国的医疗保险体系主要包括两个方面: 一是社会医疗保险, 二是商业医疗保险。目前, 我国社会医疗保险的现状是多种改革模式并存, 政府、企业、职工、医院四方正在实践中探索改革的途径。医疗保险制度是现代国家最重要的社会保障制度之一。因此要积极完善我国医疗保险制度,规范各有关行为主体的行为,积极完善法律体系及相关制度建设。【关键词】医疗现状医疗保险体系医疗保险市场商业医疗保险社会医疗保险 3 Title : Analysis of Trends and Status of Medical Insurance in China Abstract Tosee adoctor isexpensive and difficult. Ithas e the highest voice inChina. The expensive which means rapidly growth ofmedical costs has beyond the public revenue growth, China's medical insurance system mainly includes two aspects: social health insurance mercial medical insurance. Atpresent, the status ofsocial health insurance isthe coexistence ofavariety ofgovernment, businesses, workers, and Quartet isthat explore the ways inpractice. Medical insurance system isone ofthe most important social security system in modern country .Therefore, China should improve the health insurance system and regulate the behavior ofall relevant actors .even improve the legal system and the construction ofrelated system . 【 Key Words 】 Health s tatus Medical insurance system Medical insurance mercial health insurance Social health insurance 4 目录一、绪论.................................................................................. 5 (一)选题的缘起及研究背景........................................................................... 5 (二)对医疗保险现状评述............................................................................... 5 二、医疗保险的理论基础...................................................... 6 (一)医疗保险的基本概念............................................................................... 6 (二)医疗保险的种类职能............................................................................... 6 (三)、医疗保险的范围政策............................................................................. 7 三、我国社会医疗保险的分析.....................................