商务函电 Chapter 8 - Terms of Payment.ppt

Chapter 8
Terms of Payment
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Payment
Teaching Objectives
To know some basic knowledge about payment in international trade
To write letters concerning international payment
To know monly-used patterns in payment-related letters
To know some points for attention in writing payment letters
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Introduction
1. P95 Different payment methods involve different extent of risks.
2. P96 There are four methods of payment:
Remittance
Open account
Documentary collection
Documentary credit
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Remittance(汇付)
Telegraphic Transfer(T/T)
(电汇)
Demand Draft(D/D)
(票汇)
Mail Transfer(M/T)
(信汇)
Terms of Payment1. Remittance
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Terms of Payment1. Remittance
汇付通常有四个关系人:
remitter (汇款人)
payee,beneficiary (收款人)
remitting bank (汇出行)
receiving bank (汇入行)
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Terms of Payment2. Collection
Collection (托收)
collection on clean bill
(光票托收)
documentary collection
(跟单托收)
Draft 汇票: -- bill of exchange; bill
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Terms of Payment2. Collection
Documentary
collection
(跟单托收)
documents against payment
(D/P)付款交单 P108 -9
documents against
acceptance (D/A)承兑交单
P108 -10
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Terms of Payment2. Collection
托收业务的基本当事人有4个:
principal 委托人(通常为卖方)
remitting bank 托收行(又叫寄单行,出口商所在地银行)
collecting bank 代收行(付款人所在地银行)
payer付款人(通常为买方)。
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Terms of Payment3. Letter of Credit
Involved Parties
1) Applicant / Importer / Opener 开证申请人/开证人
2) Beneficiary / Exporter 受益人
3) Paying Bank;Drawee Bank 付款行
4) Issuing Bank; Opening Bank 开证行
5) Advising Bank; Notifying Bank 通知行
6) Negotiating Bank 议付行
Others:
Confirming bank 保兑行
Reimbursement Bank 偿付行
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Kinds of L/C
Confirmed L/C 保兑信用证
Irrevocable L/C 不可撤销信用证– P108 - 23
Documentary L/C & Clean L/C 跟单信用证与光票信用证
Sight Credit & Usance / Time/ Term Credit 即期信用证与远期信用证
Terms of Payment3. Letter of Credit
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